This Is Our Story

We strive to help hard-working Canadians obtain qualified bad credit car financing solutions in a challenging credit environment.

Why Choose Us?

We Believe In Second Chances

We also believe that an auto loan has the power to be truly magical and provide an opportunity to improve your lifestyle, grow your wealth and offer financial opportunities.

Our mission is to help hard-working Canadians get approved for an auto loan whether they have good credit or bad credit or are starting from scratch with no credit.

Approval Genie is a market leader and disrupter in the auto finance industry since 2012. Our slogan “Every loan is magical” is also our mantra. We love making a difference in people’s lives through customized car financing solutions.

We Understand That You And Your Needs Are Unique

At Approval Genie, we advise and consult with you to ensure you obtain an affordable financing solution, car loan and a vehicle that fits your lifestyle.

Most importantly, we offer the chance to rebuild and re-establish your credit history.

Eight Locations To Serve You

Eight Locations To Serve You

Approval Genie has 8 used car dealership locations throughout Ontario and Quebec, 100+ knowledgeable, trusted advisors and 1000's of safe and reliable vehicles to choose from.

Hundreds Of Partners

Hundreds Of Partners

Our network of lending partners ensures you get the best interest rates, your car loan payments are affordable and comfortable, and you get the best auto financing in Canada.

Thousands Of Happy Canadians

Thousands Of Happy Canadians

There's a reason we're the highest-rated auto financing company in Canada. You’ll love the speed and efficiency of our Genies. Our mission is to get you into your dream ride and back on the road to great credit.

How Do We Do It?

We Partner With The Best

Our lending partners love us because we don’t push our clients to take a car financing solution that doesn’t work for their budget.

Instead, we challenge them to look at the reality of their financial situation. We build a foundation for them to change their credit behaviour and use the auto loan as a gateway to achieving their future financial goals, such as owning their own home.

Regardless of your credit situation, our team and partners will work hard to get you approved for your auto loan.

We Educate Our Customers

The Approval Genie team helps instill in our clients a healthy respect and understanding for credit because it can give them the opportunity to grow their wealth.

The only proven path to rapidly rebuild and improve credit for people coming out of challenging credit situations is an auto loan. This is also referred to as asset-backed lending.

We Pride Ourselves On Providing The Best Pre-And Post-Service In The Industry

It’s no coincidence that Approval Genie has earned thousands of 5-star reviews online for our car loan and bad credit car financing services. We're the highest-rated Car Dealership in Canada (Google and Trustpilot).

With honesty, integrity and trust at the forefront of our business, thousands of Canadians choose Approval Genie for bad credit car financing.