Get Approved for a Bad Credit Car Loan near Etobicoke Today!

We help Canadians get approved for a car loan, regardless of your credit history. Just ask the Genie!


Our Etobicoke customers love us!

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Getting a Car Loan near Etobicoke Has Never Been Easier

Apply Online
Apply Online

We won’t take “you’re declined” as an answer! We promise to secure you the best car loan approval at the lowest rate.

Get Approved
Get Approved

Receive lightning-fast credit approval from our dedicated and qualified team near Etobicoke. We provide car loan approval for all credit types.

Drive Away
Drive Away

Get ready for the best part! Grab the keys and start enjoying your new or used vehicle!

Deal With Real People Who Understand Your Situation

At Approval Genie's Car Dealership in Etobicoke, we truly listen to our customers‘ unique needs. We offer customized car loan and auto financing solutions to ensure our clients get an auto loan and a vehicle that fits their budget and lifestyle. We believe that everyone deserves an affordable car loan and that getting an auto loan should be easy and stress-free.

Our car dealerships also offer a second chance to rebuild and improve your credit score with a car loan.

Who we are

Get Approved Today and Get Into The Car Of Your Dreams

At Approval Genie car dealerships, we offer thousands of reliable, safe and certified new and used cars, SUVs, vans and trucks. Every vehicle comes with a Carfax vehicle history report so you can drive away with confidence. 

Whatever your budget or lifestyle, we’ll match you with the vehicle and financing that’s right for you. Visit our car dealership in Etobicoke today!

Visit Our Etobicoke Location

JOIN OVER HALF A MILLION HAPPY CANADIANS

GET APPROVED FOR YOUR CAR LOAN TODAY!

Get Approved


What Canadians Are Saying About Us

Thousands of 5-Star reviews on Google

★ ★ ★ ★ ★

Highly recommend these guys! They are awesome. They made the experience of buying a car enjoyable. I’m leaving very satisfied with my purchase. Super polite team and very professional getting me all set up in my vehicle. Only great things to say about this experience at Approval Genie.

Chris

Ottawa

★ ★ ★ ★ ★

I never thought I’d be driving such a beautiful vehicle as a single mom! Thanks to Steve and the Approval Genie team, a simple and easy process got me the keys to a 2017! I’m so happy with my purchase and the experience was phenomenal! Thanks again a million times!

Rachel

Ottawa

★ ★ ★ ★ ★

I just had an amazing experience purchasing a vehicle with Approval Genie – and most of all thanks to the great guy that went the extra mile to help me. Zane you’re the best! I am forever grateful and I will be back in a few years to trade in and upgrade and renegotiate an even better rate!

Cori

Toronto

★ ★ ★ ★ ★

My experience with Approval Genie was amazing! As a single mother with a limited budget, I never imagined driving a car like this! Sean was polite, attentive and made me feel not only comfortable through the process, but also gave me hope! I will definitely recommend Approval Genie to my family and friends looking for a car loan. Thanks so much!

Krystee

Hamilton

★ ★ ★ ★ ★

Being self-employed for the last 10 years, I found it difficult to get approved for a truck loan at other dealerships. Approval Genie did more for me in 2 hours than months of searching at other dealers. Thanks guys!

Rob

Whitby

★ ★ ★ ★ ★

I’d gladly recommend Tim Weber to anyone looking for a new car. Tim got me the car I wanted in less than a day, and took care of everything from start to finish (even coordinated with my insurance company and is delivering my car ahead of schedule). If you need a car loan, especially if you’re rebuilding or establishing your credit, just go to Tim first. He will get you approved at the best rates when other brokers can’t. Super connected and knowledgeable – 100%.

Eric

Scarborough

★ ★ ★ ★ ★

Jimmy Latchman was the manager who helped me get my car. He was so efficient and knowledgeable about the whole process. Their methods aim to help improve your credit score and the interest rates are actually more reasonable than most dealerships. This is not a paid plug. I genuinely am happy I chose Approval Genie. Ask for Jimmy!

Deborah

Mississauga

★ ★ ★ ★ ★

Kind, efficient and highly knowledgeable. These guys know their stuff! Thank you Approval Genie Hamilton!

Johnson

Hamilton

★ ★ ★ ★ ★

Approval Genie were very fast, friendly and professional. Roy was exceptional; got me approved in no time and I got my dream car within 48 hours. He also took the time to even teach me some features on the car that I did not even know how to operate. Thanks guys!

Adegbi

Laval

★ ★ ★ ★ ★

Read More Reviews


Getting a Bad Credit Car Loan in Etobicoke is Easy with Approval Genie

If you have bad credit, shopping for a new vehicle can be incredibly difficult. Cars are becoming increasingly expensive, and often, the average consumer cannot afford to purchase a used car in cash. In most cases, car loans make buying a used car easier. However, when you have bad or no credit, getting a loan and finding the perfect vehicle for your lifestyle and budget is much more challenging.

Bad credit is more common than you may think, as it’s easy to miss a payment or end up with an unpaid collection. Unfortunately, when your credit score goes down, so do your options for getting a vehicle loan. That’s where Approval Genie can help. At Approval Genie, we aim to get Canadians driving as quickly and affordably as possible. Even if you have bad credit or no credit, a new or used car loan is within reach and can even help you rebuild your credit near Etobicoke!

Save time in-store by starting your car loan approval process online. The application only takes a few minutes to complete and is the quickest way to get you behind the wheel of your next vehicle.


Do I Need A Bad Credit Car Loan?

A credit rating or score (also called a Beacon or a FICO score) is not part of a regular credit report. It’s a mathematical formula that translates the data in your credit report into a three-digit number that lenders use to make credit decisions. Your credit rating ranges from 300 to 900; the higher number, the better. However, individuals with low credit scores, typically ranging from 300-599, often feel the negative impacts when looking to make a big purchase, such as a car. The best way to rebuild your credit is to get positive information on your credit report.

We help you find a great vehicle and quickly secure approved financing.

By assisting clients in understanding credit and how to rebuild their credit, we create opportunities to grow wealth and provide financial freedom. With over 40 years of relationship building, history and experience with Canada’s largest financial institutions and lenders, including TD Auto Finance, Scotiabank, Scotia Dealer Advantage, National Bank, CIBC and other leading banks.

We get you back on the road to good credit.


Approval Genie Helps Bad Credit Customers in Etobicoke

Bad credit is more common than you think, but we’ve helped thousands of Canadians find reliable vehicles with affordable vehicle financing. We specialize in assisting credit-challenged individuals facing:

  • Missed Payments: Most people have missed a payment or two in their lifetime.
  • No Credit / First-time Borrower: Everyone has to start somewhere; why not start with an affordable car loan? It’s one of the best ways to improve or rebuild your credit score!
  • Bankruptcy or Consumer Proposal: Start fresh and build your credit faster by making payments on a reliable, affordable vehicle.
  • Divorce: It happens to over 50% of marriages. We get it.
  • Repossessions: Got a bad deal? Ran into hard times? It happens to a lot of us.
  • New to Canada: Welcome to our beautiful country! Orleans residents represent many nationalities, and many weren’t born in Canada. We want to help!

Did you know that a car loan can help you rebuild your credit rating once you get approved? That’s right! Car loans act as stepping stones to a better credit score. And with a better credit rating, you’ll qualify for a better interest rate in the future!

Apply online for a bad credit car loan in Etobicoke to see how we can help you find a car, secure auto financing, and get on the road to a better financial future in 48 hours!

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