WHY GOOD CREDIT IS IMPORTANT
How To Rebuild Your Credit Score
More than ever before, good credit is a major contributor to financial well-being. Discover how to rebuild your credit score.
Factors Used In Determining A Credit Score
A good record of on-time payments will help boost your credit score.
Balances above 50 percent of your credit limits will harm your credit. Aim for balances under 35 percent.
An established credit history makes you a less risky borrower. Think twice before closing old accounts before a loan application.
When a lender or business checks your credit, it causes a hard inquiry to your credit file. Apply for new credit in moderation.