A fast-track to rebuilding credit

Licensed Insolvency Trustee Program


A specialized support program to help your clients get back on the road to great credit.

Trustee Program Features

A fast-track to rebuilding credit.


Approval Genie provides the Trustee with a specialized program to support their client’s vehicle needs. For clients without a vehicle, this program will allow them to finance a vehicle, thus assisting them in their employment opportunities and meeting family obligations. In addition, a vehicle loan is one of the strongest credit rebuilding tools.

For your clients who will be completing a voluntary surrender of a vehicle that is outside their financial capabilities, we will coordinate pairing them with a more affordable option with zero down time.

The program will allow the Trustee and Approval Genie to exchange information on potential clients – helping the Trustee with programs for their existing client base and directing Approval Genie clients who could benefit from the services of a Trustee, with an immediate option.

Referral Partnership

 Cross-referrals and Ontario-wide leads
 Broader access to Ontario Sub-Prime Auto Market

Dedicated Service Delivery

 Dedicated and efficient team
 Fast turnaround time
 Comprehensive services for Trustee agents and their clients

Access to our Dealership Network

 Approval Genie dealerships in key metropolitan regions within Ontario
 Inventory matched with the needs of clients
 Large network of industry leading financial lenders

Structured Program

 Customized program that manages the auto loan size
 No unnecessary vehicle insurance
 Appropriate extended warranty (if needed)
 A vehicle loan that makes sense

Our Mission


We strive to help hard-working Canadians obtain qualified auto financing solutions in a challenging credit environment. We also believe that an auto loan has the power to be truly magical and provide an opportunity to improve lifestyle, grow wealth and offer financial opportunities.

The Approval Genie team has made it our mission to help hard working Canadians get approved for an auto loan whether they have good credit, bad credit or are starting from scratch with no credit at all.

A market leader and disrupter in the auto finance industry since 2012, our slogan “Every loan is magical” is also our mantra.

Client Benefits


We've got the tools to get your clients back on the road to great credit.

The right vehicle and financing for individual client needs
An ethical plan allowing our clients the best opportunity to rebuild their credit
Appropriate extended warranties that make sense (only if required)
Opportunity to upgrade vehicle with re-established credit not constrained by overvalued vehicle loan
No delay in vehicle replacement for clients facing voluntary surrender
Client benefits from strong relationship with Approval Genie for their future auto financing needs

We care about your credit.

That's the Approval Genie difference.

Trustee Benefits

A fast-track to rebuilding credit.


  • Dedicated service resources
  • A tightly-defined structure managing LTV to best help the client rebuild
  • Efficient, fast turn-around
  • Access to an inventory of 1000’s of late model, low mileage vehicles at 5 different Ontario locations
  • Access to all major Canadian Financial Institutions

Our financial partners and lenders


Our partnerships are more than a decade in the making.

Your clients benefit by gaining access to some of the best auto loan interest rates and auto financing options on the market.

Approval Genie has over 40 years of relationship building, history and experience with Canada’s largest financial institutions and lenders, including TD Auto FinanceScotiabankScotia Dealer AdvantageNational BankRoyal BankCIBC and other leading banks.

We know this market.


Approval Genie is one of Ontario’s largest sub-prime automotive dealer groups. Put your trust in us.

85% of our customers are credit challenged and require specialized lending solutions
90% of our customers are approved and driving within 48 hours

Approval Genie

  • 125% + tax LTV
  • No GAP insurance
  • Warranties that make sense
  • No overpriced warranty agreements
  • Late model, low kilometre vehicles
  • Ability to upgrade vehicle with re-established credit
  • Always financed via partner banks and lenders at market interest rates, with credit bureau reporting
vs

Other Dealers

  • Up to 180% LTV
  • Unnecessary Insurance Add-ons
  • Overlapping warranties
  • Excessive warranty mark-ups
  • Car selection based on dealer-focused profitability
  • Difficult vehicle upgrade potential due to negative equity
  • Possible in-house financing at inflated interest rates, without thorough credit bureau reporting or due diligence

5 Ontario Dealerships

Large Ontario inventory network - vehicle options for every need.

Approval Genie has 5 Ontario locations in most major centres, including:
Hamilton • Mississauga • Scarborough • Whitby • Ottawa

  • All makes and models
  • Low Kilometres
  • A vehicle for every budget and lifestyle

SEE OUR LOCATIONS 

Trusted by thousands of happy Canadians

Amazing customer service is what we're all about.

Over 1,500 5-Star reviews on Google. Hundreds of verified 5-Star reviews via Trustpilot and Facebook. Approval Genie maintains excellent positive sentiment online, with ratings across trusted, third party review platforms to prove it.

Discover more about our program

Learn how your organization and your clients can benefit from a partnership with Approval Genie.