WE'RE DIFFERENT This Is Our Story


We strive to help hard-working Canadians obtain qualified bad credit financing solutions in a challenging credit environment.

Why Choose Us?


We Believe In Second Chances

We also believe that an auto loan has the power to be truly magical and provide an opportunity to improve your lifestyle, grow your wealth and offer financial opportunities.

Our mission is to help hard-working Canadians get approved for an auto loan whether they have good credit or bad credit or are starting from scratch with no credit.

Approval Genie is a market leader and disrupter in the auto finance industry since 2012. Our slogan “Every loan is magical” is also our mantra. We love making a difference in people’s lives through customized car financing solutions.

We Understand That You And Your Needs Are Unique

At Approval Genie, we advise and consult with you to ensure you obtain an affordable financing solution, car loan and a vehicle that fits your lifestyle.

Most importantly, we offer the chance to rebuild and re-establish your credit history.


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Seven Locations To Serve You

Approval Genie has 7 locations, 100+ knowledgeable, trusted advisors and 1,000s of vehicles to choose from.

bad credit car financing approval genie story

Hundreds Of
Partners

Our partner network ensures our inventory is affordable, safe, reliable and beautiful inside and out.

bad credit car financing approval genie story

Thousands Of Happy Canadians

You’ll love the speed and efficiency of our Genies. Our mission is to get you into your dream ride and back on the road.


How Do We Do It?


We Partner With The Best

Our lending partners love us because we don’t push our clients to take a car financing solution that doesn’t work for their budget.

Instead, we challenge them to look at the reality of their financial situation. We build a foundation for them to change their credit behaviour and use the auto loan as a gateway to achieving their future financial goals, such as owning their own home.

Regardless of your credit situation, our team and partners will work hard to get you approved for your auto loan.

We Educate Our Customers

The Approval Genie team helps instill in our clients a healthy respect and understanding for credit because it can give them the opportunity to grow their wealth.

The only proven path to rapidly rebuild and re-establish credit for people coming out of challenging credit situations is an automotive loan. This is also referred to as asset-backed lending.

We Pride Ourselves On Providing The Best Pre-And Post-Service In The Industry

It’s no coincidence that Approval Genie has earned thousands of 5-star reviews online for our car loan and bad credit car financing services.

With honesty, integrity and trust at the forefront of our business, thousands of Canadians choose Approval Genie for bad credit car financing.