Ottawa Bad Credit Car Loans

Apply Online for a Car Loan in Minutes. Any Credit Approved.

Get Approved for a Bad Credit Car Loan near Ottawa Today

Getting Approved for a Bad Credit Car Loan near Ottawa is Easy with Approval Genie

Our goal is to get you back on the road to great credit

Do you have a low credit score, bad credit and need a car loan?

At Approval Genie, one of our goals is to get Canadians driving as quickly and affordably as possible. Even if you have bad credit or no credit, a new or used car loan is within reach and can even help you rebuild your credit in Ottawa!

If you have bad credit and live in Ottawa, why not save yourself a lot of time by dealing with an auto finance team that knows how to help bad credit customers?

If you live close to downtown Ottawa in places like WestboroOverbrookAlta VistaCarlington or Lincoln Fields, we have lots of vehicles to choose from and we’re the best place in Ottawa to get bad credit car loans.

If you live further outside Ottawa in places like Nepean, Kanata, Goulbourn, Ficko, or Kemptville, it can be even harder to find a dealership near you that works with bad credit customers. Approval Genie makes getting approved for your car loan easy, even if you have bad credit.

As one of the premier bad credit car loan specialists in Canada, our top lending partners include TD AutoCIBCRBC AutoScotiabank Dealer AdvantageDesjardins and General Bank of Canada.

Approval Genie Has Been Helping Canadians Get Affordable Car Loans Since 2012

We work with:

  • A dedicated team of auto finance consultants with years of experience in helping customers with bad credit or no credit to get a car loan.
  • Trustworthy, industry-leading lending partners that specialize in approving loans for credit-challenged customers and will match your auto loan to your budget and lifestyle.
  • A huge inventory of new and used vehicles in every price range – means you can enjoy your affordable new or used car.

We Won’t Take “You’re Declined” as an Answer

Have you been declined a loan in the past? We feel your pain.

If you’ve been declined a car loan in the past, you’ve come to the right place. Here’s why thousands of Canadians love Approval Genie:

  • We work with ALL credit situations: Bad credit? No credit? No matter where you are on the credit spectrum, we won’t stop working until you’re approved!
  • Easy online application: We have made the online car loan application process fast, simple and easy. It takes less than 30 seconds to complete!
  • Incredibly fast pre-approval: Don’t waste time looking at vehicles you can’t afford. Apply and get pre-approved on the same day!
  • Huge inventory of vehicles: Whether you want a car, truck, van, or SUV, we have locations in most major cities and we have what you’re looking for.
  • Thousands of happy customers: Since 2010, we’ve been helping Canadians find great cars and affordable car loans! But don’t take our word for it; check our Approval Genie’s reviews for yourself!
  • $0 money down: If you have bad credit and want to avoid a down payment, we have zero down options for you! It’s all about affordability.
  • Improve and rebuild your credit: One of the best ways to rebuild your credit is an auto loan. We have decades of experience helping rebuild credit – we can help!

How Approval Genie Helps Bad Credit Customers in Ottawa!

Bad credit is more common than you think it is, but we’ve helped thousands of Canadians find reliable vehicles with affordable vehicle financing. We specialize in helping credit-challenged individuals facing:

  • Missed Payments: Most people have missed a payment or two in their lifetime.
  • No Credit / First-time Borrower: Everyone has to start somewhere; why not start with an affordable car loan? It’s one of the best ways to improve or rebuild your credit score!
  • Bankruptcy or Consumer Proposal: Start fresh and build your credit faster by making payments on a reliable, affordable vehicle.
  • Divorce: It happens to over 50% of marriages. We totally get it.
  • Repossessions: Got a bad deal? Ran into hard times? It happens to a lot of us.
  • New to Canada: Welcome to our beautiful country! Ottawa residents represent many nationalities and a large percentage weren’t born in Canada. We want to help!

And did you know that once you get approved, a car loan can actually help you rebuild your credit rating? That’s right, auto loans act as stepping stones to a better credit score. And with a better credit rating, you’ll qualify for a better interest rate in the future!

Apply online for a car loan in Ottawa to see how we can help you find a car, secure auto financing, and get on the road to a better financial future in 48 hours!

Get Pre-Approved Fast

You could be driving your new vehicle within 48 hours!

Ready to apply? Here’s how it works:

  1. You decide what kind of car you want and what your budget is. You don’t need to know your credit score before applying (that’s what our team of genies are for), but if you’re interested, you can learn your credit score for FREE using apps and services like Credit Karma.
  2. If you’re not sure what you can afford, you can skip step one, and complete our fast online car loan application. It’s FREE to apply, only takes 30 seconds, and is 100% secure. We don’t need much personal information to get you pre-approved.
  3. We’ll review your application, and one of our consultants will reach out to chat about your options. We’ll schedule an appointment with one of our trusted financial advisors in Ottawa, and help you choose a vehicle and loan to match your budget and needs. Then, grab the keys and drive away in 48 hours. It’s that easy!

Get Approved for a Poor Credit Car Loan in the Ottawa Region 

We don’t just serve Ottawa…

We serve all areas surrounding the Ottawa region and Outaouais Quebec! Apply for your car loan now and get instant pre-approval in:

  • Nepean
  • Kanata
  • Orleans
  • Rockcliffe Park
  • Gloucester
  • Westboro
  • Uplands
  • Britannia
  • Vanier
  • Clarence-Rockland
  • Hull
  • Gatineau
  • Aylmer
  • Chelsea

So, if you’re tired of wasting time and getting declined, apply now for your bad credit car loan! It really is that easy!