York Bad Credit Car Loans

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Get Approved for a Bad Credit Car Loan near York Today

Getting Approved for a Bad Credit Car Loan near York is Easy with Approval Genie

Our goal is to get you back on the road to great credit

Do you have a low credit score, or bad credit and need a car loan?

At Approval Genie, one of our goals is to get Torontonians driving as quickly and affordably as possible. If you have been searching for a car loan in York even with bad credit or no credit – your search for the best auto financing is over. With Approval Genie, a new or used car loan is within reach and can even help you improve your credit!

If you have bad credit and live in York, why not save yourself a lot of time by dealing with an auto finance team that knows how to help York customers with bad credit?

If you live in the Greater Toronto Area in places like Downtown TorontoNorth YorkEtobicokeOshawaScarboroughMilton, or even Brampton, we have cars, trucks, SUVs, and every kind of vehicle to choose from and we’re the best dealership in York to get bad credit car loans.

If you live further outside York in places like ScarboroughHamiltonMississaugaWhitbyOttawa, Kingston or even Laval, it can be even harder to find a dealership near you that works with bad credit customers. Approval Genie makes getting approved for your car loan easy, even if you have bad credit.

Get a Bad Credit Car Loan Online With Approval Genie

We make it easy:

If you’ve been declined a car loan in the past because of bad credit you’ve come to the right place. More than a million Canadians have found reliable vehicles with affordable auto financing with Approval Genie. Our team of trustworthy, industry-leading lending partners will match your auto loan to your budget and lifestyle. Don’t believe us? Check out our reviews on Trustpilot for yourself.

We Won’t Take “You’re Declined” as an Answer

Have you been declined a car loan in the past? We feel your pain.

If you’ve been declined a car loan in the past, you’ve come to the right place. Here’s why thousands of Canadians love Approval Genie:

  • We work with ALL credit situations: Bad credit? No credit? No matter where you are on the credit spectrum, we won’t stop working until you’re approved!
  • Easy online application: We have made the online car loan application process fast, simple, and easy. It takes less than 30 seconds to complete!
  • Incredibly fast pre-approval: Don’t waste time looking at vehicles you can’t afford. Apply and get pre-approved on the same day!
  • Huge inventory of vehicles: Whether you want a car, truck, van, or SUV, we have locations in most major cities and we have what you’re looking for.
  • Thousands of happy customers: Since 2010, we’ve been helping Canadians find great cars and affordable car loans! But don’t take our word for it; check Approval Genie’s reviews for yourself!
  • $0 money down: If you have bad credit and want to avoid a down payment, we have zero down options for you! It’s all about affordability.
  • Rebuild and improve your credit: One of the best ways to improve your credit is with an auto loan. We have decades of experience helping improve credit – we can help!
  • Canada’s best vehicle inventory: All of our new and used vehicles near York are safe, reliable, and certified. Years of happy driving await you!

How Approval Genie Helps Customers Looking For Bad Credit Car Loans near York

Bad credit is more common than you think, but we’ve helped thousands of Canadians find reliable vehicles with affordable vehicle financing. We specialize in helping credit-challenged individuals facing:

  • Missed Payments: Most people have missed a payment or two in their lifetime.
  • No Credit / First-time Borrower: Everyone has to start somewhere; why not start with an affordable car loan? It’s one of the best ways to rebuild or improve your credit score!
  • Bankruptcy or Consumer Proposal: Start fresh and build your credit faster by making payments on a reliable, affordable vehicle.
  • Divorce: It happens to over 50% of marriages. We totally get it.
  • Repossessions: Got a bad deal? Ran into hard times? It happens to a lot of us.
  • New to Canada: Welcome to our beautiful country! Ontarians represent many nationalities and a large percentage weren’t born in Canada. We want to help!

And did you know that once you get approved, a car loan can actually help you improve your credit rating? That’s right, auto loans act as stepping stones to a better credit score. And with a better credit rating, you’ll qualify for a better interest rate in the future!

Apply online today to see how we can help you find a car, secure auto financing, and get on the road to a better financial future in 48 hours!

Get Pre-Approved Fast

You could be driving your new vehicle within 48 hours!

Ready to apply? Here’s how it works:

  1. Get pre-approved: If you have low or bad credit, we recommend getting pre-approved as a first step. By getting approved for your car loan now, you’ll know exactly how much auto financing you can secure and you will save a lot of time finding the right vehicle. This pre-approval will not hurt your credit and there is no obligation to do anything once you receive your approval terms. Get pre-approved now! You don’t need to know your credit score before applying (that’s what our team of genies is for), but if you’re interested, you can learn your credit score for FREE using apps and services like Credit Karma.
  2. Start your search: Browse our safe and certified inventory at our York Area location and choose your car. You can sort by year, make, model, features, whatever you decide to easily narrow down your options.
  3. Flexible payment methods: We offer industry-leading auto financing options, flexible payments, and the best part – you can complete the entire purchase online! You can pay by cash, credit card or bank draft. You can also finance the purchase with your own bank or with us. Enjoy zero down payment financing, get an instant quote, and trade-in your vehicle.
  4. Get it delivered: We’ll bring your new car to you, regardless of where you are in York. Once you have chosen your car you can pick a delivery date and time that fits your schedule and we’ll deliver it straight to your doorstep. Then, just sit back and relax!

Approval Genie Offers Top Auto Brands

Our customers get the best local deals on all types of used cars, SUVs, trucks, and more. Here are just a few of the brands we work with:

Get Approved for a Bad Credit Car Loan in the Toronto Region

We don’t just serve York…

We serve all areas surrounding the Greater Toronto Area! Apply now for a car loan now and get instant pre-approval in:

So, if you’re tired of wasting time and getting declined, apply today for your bad credit car loan! It really is that easy!